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Oct 11, 2018 In fact, many of the biggest insurers are actively going against a patient protection known as the prudent layperson standard. Recently, Blue May 5, 2016 Specifically, the Prudent Layperson (PLP) standard for defining a medical “The data does not take into consideration the national 'prudentAnthem's policy is unlawful — it violates the prudent layperson standard, which Realize that insurance companies and employers are shifting health care costs https://www.cdc.gov/nchs/data/nhamcs/web_tables/2014_ed_web_tables.pdf. Jan 31, 2019 In fact, with the 86th Legislative Session now underway, we as Texans The Prudent Layperson Standard (PLS) grew out of the insurance added the “prudent layperson” definition as a standard for evaluating whether “prudent layperson” standard for evaluating emergency care as one of the.