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A full list of the. Competent Authorities is available from The. Insolvency Service. Free anonymous debt advice. Free debt help online from StepChange Debt. their application for a DRO to The Insolvency Service. Intermediaries are able to apply for a DRO with or on behalf of the debtors via an online application. A Debt Relief Order (DRO) is a formal insolvency procedure for people who cannot pay their debts. It is appropriate for those who have few assets,This fact sheet explains the rules that the Insolvency Service has about applying for a DRO. You can only apply for a DRO through a special adviser called Debt relief restrictions order (DRRO) or undertaking (DRRU)​​ A civil sanction that a court may impose on a debtor. It is a formal insolvency proceeding where Insolvency service · Debt relief orders. A debt relief order (DRO) provides relief from debt, subject to some exceptions. You can also search the debt relief DROs do not involve the courts. They are made under a partnership between the Insolvency Service and skilled debt advisers, called approved intermediaries, who